I clicked through a blog I read to a collection of personal finance stuffs. Most of the blogs or sites linked seem to be trying to do their financing through blog ads, often a lot of blog ads, enough blog ads that it's sometimes hard to see what they have to say. (And, of course, they're organized so that you have to click a lot to load a new page to read a bit more content, which I'm guessing means the ad counts as another "view" and so adds just a tiny bit of revenue?)
The thing is, most of what they have to say isn't new to anyone who's been even minimally financially aware.
And then there are the ones who are all about how they're going to get rich by age whatever, but they never seem to give enough information so you can see how they're doing it (except by the numbers of ads on the site). If you're making 100K a year, and talking about putting away 5K, that's way different than if you're making 30K a year, isn't it?
There's something ponzi-ish about these, too. (Not in the illegal sense, because they don't seem to be doing obvious investment schemes, but in the sense that we can't all retire at 30 or whatever given that we need folks who are willing to work just to feed everyone.) That's not to say you shouldn't retire at 30 if you want and can. I'm way past that, but go for it.
In a way, looking at these is like looking at dieting stuff. I need to lose weight, and I'd love to find some magic way to do it, just as I'd love to find a magic way to make my income triple.
One of my cousins did a link thing on eff bee about a weight loss app thing. Unless it makes me exercise or not eat, how is an app going to help? (I think it's one of those keep track of things like eating and exercise, and just keeping track helps you be motivated and such. That probably works well, and it would work even better if it gave you some sort of special powers in WoW or EQ!)
But the basics are:
more in than out = gaining weight or saving money
more out than in = losing weight or going into debt
There you are, Bardiac's theory re first world problems. (Now, if I could sell my body fat, I'd have a perfect solution!)
I'm baking pumpkin bread for a party tonight. It smells GREAT! Too good, in fact. It's sort of torturous how good it smells. (Because, did I mention, I'm trying to lose weight? Pumpkin bread isn't on the diet, either. Alas.)
I'm going out to the coast next week, which will blow both the exercise and eating parts of losing weight for a couple days. Bleargh
I also need to update my CV again. I hate that. I should just do it every time I do something, but of course I don't, and then I have to try to remember stuff. Bleargh!